PayGap is an application and product name. UNIVERSO MAGNÂNIMO, UNIPESSOAL LDA (Universo) develops and provides its technology services. Universo is registered in Portugal under number 516839462, with its registered office at Praceta Sebastião da Gama, nº 3, 3º ESQ, Massamá, 2745-837 Queluz, Portugal. Shanchie FX Corp is the app publisher, a Montana corporation registered under file D1564175. The companies are affiliated under common ownership. Each company remains responsible for its own services and legal obligations. Common ownership does not transfer financial-service permissions or give unrestricted access to personal information. Use the Contact form for website or app questions.
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Financial providers
Financial services are supplied by the providers identified for your selected service, under their own applicable terms. Shanchie FX Corp has a developer agreement with Bridge. Where a service is provided by Bridge, Bridge contracts separately with the customer for that service. This relationship does not mean every PayGap route is supplied by Bridge or that Universo holds Bridge's permissions. Review the provider, account or custody structure, fees, protections and terms for your selected route before proceeding. PayGap is not a bank; no deposit protection or regulatory endorsement is implied by the product name.
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Questions and assistance
Use Contact for help understanding a document, Privacy Policy for information rights, or Complaints to raise an issue with a service. Ask for an accessible format if needed.
