Company
Payments infrastructure for a world that already moves digitally.
PayGap is being built around a simple idea: stablecoins can be practical settlement rails without turning a payment experience into a trading product.
01Technology and app publishing
PayGap is an application and product name. UNIVERSO MAGNÂNIMO, UNIPESSOAL LDA (Universo) develops and provides its technology services. Universo is registered in Portugal under number 516839462, with its registered office at Praceta Sebastião da Gama, nº 3, 3º ESQ, Massamá, 2745-837 Queluz, Portugal. Shanchie FX Corp is the app publisher, a Montana corporation registered under file D1564175. The companies are affiliated under common ownership. Each company remains responsible for its own services and legal obligations. Common ownership does not transfer financial-service permissions or give unrestricted access to personal information. Use the Contact form for website or app questions.
Financial providers
Financial services are supplied by the providers identified for your selected service, under their own applicable terms. Shanchie FX Corp has a developer agreement with Bridge. Where a service is provided by Bridge, Bridge contracts separately with the customer for that service. This relationship does not mean every PayGap route is supplied by Bridge or that Universo holds Bridge's permissions. Review the provider, account or custody structure, fees, protections and terms for your selected route before proceeding. PayGap is not a bank; no deposit protection or regulatory endorsement is implied by the product name.
Stablecoin-first, fiat-friendly
Customers should be able to begin with familiar funding currencies while the settlement layer connects approved providers, assets and networks behind a clear payment journey.
Built for movement, not speculation
The product direction focuses on cross-border payment utility. It does not promise yield, appreciation, guaranteed redemption or risk-free digital money.
Clarity before confirmation
The final product should identify the contracting entity, regulated partners, funding currency, settlement asset, network, fees, payout method, timing and customer protections before a payment is confirmed.
Market-by-market availability
GBP, EUR, AED, USD, CAD and AUD are live funding currencies. Funding methods, limits and recipient routes depend on your location, account eligibility and the payment partners serving your route.
PayGap · Technology that connects
See how the settlement model fits together.
